Although the self-employed have no job, they also want to apply for a credit card. After all, they have credit cards, and they can turn around when they are short of money in business. However, it is not so easy for the self-employed to apply for a card, so if you want to apply for a card, you must choose the right card. Here's how the self-employed apply for a credit card.

Can a self-employed person apply for a credit card?

Self-employed people can apply for credit cards. Individuals need to provide proof of work when applying for a credit card. Self-employed individuals who are engaged in self-employment can provide a copy of their business license and ID card without a work certificate. Details are as follows:

1, business license and copy;

2. ID card and photocopy;

3. Debit card and its copy;

4. Some banks also need individual industrial and commercial households to provide tax registration certificates, three-month tax payment certificates and other information.

Note: As long as the information you provide is true, it will not be too difficult for self-employed people to apply for a credit card. Information required for unlicensed self-employed households to apply for credit cards: If you have savings and real estate, and can show proof of real estate or assets, you also have a great chance to get a card.

Reminder: ICBC, Bank of China, Agricultural Bank and China Construction Bank have higher threshold for applying for credit cards, while commercial banks such as China CITIC Bank, China Everbright Bank, Shenzhen Development Bank, China Merchants Bank and China Guangfa Bank are better candidates.

Self-employed credit cards can consider these three types:

1, Ping An Bank Owner Card

If the self-employed have a car, you can consider this safe car owner credit card, which is a gold card with an objective quota. There are UnionPay cards and MasterCard+UnionPay dual currency cards. The annual fee is 200 yuan/year, which is free in the first year and 30,000 yuan in the second year.

The card can provide cardholders with 8.8% discount for more than 8,000 gas stations in 48 cities across the country, with 500 points = 1 yuan, and free road rescue service within 30 kilometers each time.

2. China Merchants Bank YOUNY Card

If you are a self-employed person under the age of 30, you just started your business and your financial strength is not strong enough, you can apply for this youth card. It is also easy to apply for this credit card online. Just fill out the application materials

It should be noted that the company address can be written on the business license, the company phone number can be written on the store landline, the annual income can be written as one year's operating income, and the high point can be written appropriately.

This card can enjoy the discount of eating, drinking and having fun of China Merchants Bank, and the points are permanently valid. Withdrawal amount 100%, and the first withdrawal every month is free.

3. Guangfa Bank True Love Card

Self-employed women can consider this true love card, which is the first female-only credit card in China. Since then, it has attracted many female consumers with its unique triple-point model of self-service merchants.

From this point, we can also see the importance attached by Guangfa Bank to female credit card holders. Therefore, it is almost unimpeded for female cardholders to apply for Guangfa True Love Card online. As long as the cardholder can provide stable income proof and personal information, then this card will not shut you out.