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Visa credit card with a single logo, or MasterCard credit card without UnionPay logo, such a card is not.
Yes, this single-label credit card without UnionPay is mainly used by cardholders who often have overseas payment needs. If you only swipe your card in China, there are few places to use it. In China, UnionPay is more convenient for both physical stores and online payment. Haitao can pay by VISA or MasterCard.