What is the credit card limit of Guangfa Bank? The gold card limit is 10,000-50,000 yuan
What is the credit card limit of Guangfa Bank? It is reported that the general card limit of Guangfa Bank’s credit card is 3,000-10,000 yuan, and the gold card limit of Guangfa Bank’s credit card is 10,000-50,000 yuan.
When using a Guangfa Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can call the 24-hour customer service hotline to apply for a temporary increase in the Guangfa Credit Card limit. After the validity period expires, the credit limit will be automatically restored to the original limit. If the card has been held for a long time, the Guangfa Credit Card Center will appropriately increase the credit card limit for the user based on the cardholder's consumption status. This increase will be effective for a long time. The temporary limit adjustment for Guangfa Bank Credit Card is generally valid for 7-10 days, and the limit increase is It can only be used for consumption and cannot be used for cash withdrawal. It can meet customers' short-term large consumption needs. The permanent adjustment is effective for the long term, and the increased portion can be used for consumption or cash withdrawal.
Generally, credit card limits are related to personal qualifications. The better the qualifications, the higher the limit.
Requirements for applying for a credit card:
Be 18 years or older, have full capacity for civil conduct, and have a good credit record; applicants can apply for a credit card for their spouse or relative who has full capacity for civil conduct. More than two supplementary cards. Materials to apply for a credit card: Identity documents: a copy of the resident ID card or military officer's ID card; proof of work and income; other financial resources proof: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.
Credit card application method:
Bring your credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department. Online banking application: The applicant uses a savings card account under his/her name to open online banking, enter the official website of the required bank, enter the , login password and verification code to enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.
What is the general credit limit for Guangfa Credit Card Gold Card?
The limit for Guangfa Bank Credit Card Gold Card starts from RMB 10,000 and the maximum limit is RMB 100,000. The specific amount is generally determined based on the applicant's various information, personal credit and salary income. Generally, the better the qualifications, the higher the relative quota will be.
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The limit of Guangfa Bank’s gold credit card is between 10,000 and 50,000 yuan. If you feel that your limit is relatively low, you can apply to increase the temporary limit after using the card for 3 months, and after using the card for 6 months, you can apply to increase the fixed limit.
For more information about the general limit of Guangfa Credit Card Gold Card, please enter: View more content
What is the credit limit of Guangfa Bank Standard Card?
According to The cardholder's income and credit status determine the maximum limit that can be used for overdraft consumption and cash withdrawal, and the cardholder can use it repeatedly within the validity period of the card. The standard card limit of Guangfa Credit Card is as follows:
Currently, the credit card limit of Guangfa Bank generally ranges from 3,000 to 50,000 yuan. The limit of GF regular card is generally between 3,000-10,000 yuan, and the limit of GF gold card is 11,000-50,000 yuan.
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"Credit limit" refers to the credit limit approved by the card issuer based on the applicant's credit status, etc. The maximum credit limit that the cardholder can use within the validity period of the card. After the card is issued, the card issuer can adjust the applicant's credit limit based on customer transactions, repayments and other card usage conditions, changes in credit status or risk information.
Applicants can provide guarantees in the following ways: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal, interest and fees for overdrafts within the credit limit and overdrafts beyond the credit limit).
So, when applying, you should still base your application on your own circumstances and avoid blind consumption.
For more information about the credit limit of Guangfa Bank’s standard card, go to: View more content
For an introduction to the maximum credit limit of Guangfa Bank and the general limit of Guangfa’s credit cards. That’s it. Did you find the information you need?