Legal analysis: the mother's credit card can't be repaid, and the children don't have to repay. But if it is the mother's assets, the bank can auction the repayment through judicial procedures. If a large number of people are sentenced, children should think about their mothers.

Legal basis: Article 243rd of the Civil Procedure Law of People's Republic of China (PRC), the people's court has the right to freeze or deduct. However, before freezing or deducting, the necessary living expenses of the person subjected to execution and his dependents shall be reserved.