CCB's credit card is frozen, and it needs to be repaid before unfreezing.
1. CCB's credit card payment is delayed within 90 days. As long as the minimum repayment amount is paid, the system will automatically resume the use of all credit lines that should be repaid.
2. CCB's credit card is overdue for more than 90 days. Before applying, you need to pay off all overdue funds in your account. Our bank will handle it according to your actual situation.
Extended data
If the credit card of CCB users is overdue for more than 30 days, CCB system will automatically control the credit limit of credit card users, and credit card users can only use 50% of the credit limit temporarily; For more than 60 days, credit card users can't use the card temporarily; After more than 90 days, the card will be forced to stop payment and all accounts under the credit card user name will be frozen.
In order to avoid the influence of overdue credit cards and credit records, CCB customers are advised to pay attention to the change information of credit card accounts in time and repay on time. Using "China Construction Bank" mobile banking, you can quickly audit accounts, pay back with one click, and enjoy free notice of account changes.