The CITIC Bank credit card supplementary card is applied for by the main cardholder for his immediate family members. It shares the limit with the main card and is a credit card for the main account (except for some independent account supplementary cards). The consumption bill is settled by the main card, and the accumulated points and benefits are also calculated in the main card account.

Annual fee for supplementary card of CITIC Bank credit card:

Supplementary cards of CITIC Bank credit card regular card and gold card can enjoy the discount of annual fee exemption for credit card swiping. The total number of card swiping for the main card and supplementary card is 5 per year. times, the annual fee for the main and additional cards can be reduced. (Except Platinum Card supplementary cards and annual fee products).

Extended information:

1. Supplementary card regulations

Each main credit card can apply for up to two supplementary cards (the bank can stipulate it independently). The main card Cardholders have the right to request cancellation of their supplementary cards. The credit limit of the supplementary card is designated by the principal cardholder on the premise that it does not exceed the credit limit of the corresponding principal card; if the principal cardholder does not specify it, the credit limit of the supplementary card is the same as that of the principal card.

All transaction amounts and corresponding interest and fees of the supplementary card will be charged to the main card account, and the main cardholder shall bear all repayment responsibilities. However, the principal cardholder and the supplementary cardholder are jointly and severally liable to each other for repaying the amounts owed.

2. Advantages of supplementary cards

Supplementary cards can bring a lot of convenience to daily card swiping applications. Applying for a supplementary card at the same time as the main card makes it easier for supplementary card users to use the card, and the limit can also be controlled independently by the main card. It is a good choice for home financial products.

Baidu Encyclopedia - Supplementary Card

China CITIC Bank - CITIC Bank Credit Card Supplementary Card Introduction

CITIC Bank - CITIC Bank Credit Card Supplementary Card Annual Fee