Types of Agricultural Bank of China credit cards

The basic classification of Agricultural Bank of China credit cards is as follows:

1. According to different brands: VISA, MASTER ), UnionPay card.

2. According to different currencies: RMB card, local and foreign currency combined card (RMB CNY, US dollar USD, Euro EUR, Australian dollar (not yet issued)).

3. According to credit level: regular card, gold card, platinum card (issued on December 1, 2008).

4. According to the nature of the account: main card, supplementary card.

5. By partner: co-branded card, standard card. A co-branded card is a card jointly issued by a bank and other units or institutions. In addition to the basic functions of a credit card, it can also enjoy special policies.

6. According to the issuing object: personal card, business card.

The Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance, etc. field.

With 24,064 branches across the country, 30,089 ATMs and 1,171 overseas agent banks around the world, the Agricultural Bank of China has the widest branch network system and leading information technology advantages to surpass the world. Providing convenient, efficient and high-quality financial services to 350 million customers.

Agricultural Bank of China has a total of 23,461 domestic branches, including the head office, 32 first-level branches, 5 directly affiliated branches, 316 second-level branches, and 3,479 first-level sub-branches. , 19,573 grassroots business institutions and 55 other institutions. Overseas branches include 3 overseas branches and 4 overseas representative offices. The main holding subsidiaries include 6 domestic holding subsidiaries and 3 overseas holding subsidiaries.

The Agricultural Bank of China has formulated a medium- and long-term development strategy - "based on local operations and global operations", formulated an overseas development plan, and actively deployed in major international financial centers. In the next step, Agricultural Bank of China will continue to base itself on the domestic market, firmly grasp the three main lines of RMB internationalization, internationalization of corporate customers, and internationalization of financial assets, and carry out international institutional layout in a focused and step-by-step manner. In addition, Agricultural Bank of China has also become partners with Credit Agricole, Citibank, Hang Seng Bank, Standard Chartered Bank and Bank of Montreal.

What are the credit cards issued by Agricultural Bank of China?

Credit cards issued by Agricultural Bank of China are mainly divided into two categories: Agricultural Bank of China Golden Harvest Credit Card and Agricultural Bank of China Golden Harvest Credit Card.

Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs.

The Agricultural Bank of China Golden Harvest Credit Card (quasi-credit card, hereinafter referred to as the Golden Harvest Credit Card) is a RMB credit payment instrument issued by the Agricultural Bank of China. It has the functions of depositing and withdrawing cash, transfer settlement and consumption, and can Enjoy certain overdraft facilities according to the regulations of the card issuing bank. Golden Harvest Credit Cards are divided into gold cards and ordinary cards according to different credit levels, and are divided into corporate cards and personal cards according to different issuing objects.

Huinong Credit Card has a powerful debit-and-loan function. You can open current and multiple fixed-term sub-accounts, and deposit your own funds to earn deposit interest; moreover, there is no need to go through other procedures after receiving the card , you can directly overdraft and use credit immediately within the credit limit approved by our bank, and flexibly arrange your own production and operation funds and manage family property

What kind of credit cards does Agricultural Bank of China have?

Agricultural Bank of China’s credit card products can be divided into: Agricultural Bank of China’s Golden Harvest Credit Card and Agricultural Bank of China’s Golden Harvest Credit Card. The Golden Harvest Credit Card can actually only be regarded as a quasi-credit card, and its use is limited to domestic , there is no interest-free period, and a certain deposit is required to apply for a Golden Harvest Credit Card. The Golden Harvest Credit Card is a credit card in the true sense, with an interest-free period and overdraft capabilities. The dual-currency card in the Golden Harvest Credit Card can also be used abroad.

The Agricultural Bank of China Golden Harvest Credit Card (quasi-credit card, hereinafter referred to as the Golden Harvest Credit Card) is a RMB credit payment instrument issued by the Agricultural Bank of China. It has the functions of depositing and withdrawing cash, transfer settlement and consumption, and can be used according to the The card issuing bank provides certain overdraft facilities.

Golden Harvest Credit Cards are divided into gold cards and ordinary cards according to different credit levels, and are divided into corporate cards and personal cards according to different issuing objects.

Functions of Jinsui Credit Card:

1. It has the functions of cash deposit and withdrawal, transfer settlement and consumption; 2. It is currently only available for use within the People's Republic of China and the People's Republic of China.

The Agricultural Bank of China Golden Harvest Credit Card refers to a credit payment instrument issued by China Agriculture, which gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and then repay.

Golden Harvest Credit Card Functions:

1. It has consumer credit, cash advance, repayment and other functions, and enjoys revolving credit, interest-free repayment and other benefits. 2. The RMB card can only be used within the territory of the People's Republic of China, and the local and foreign currency combined card can be used within the country and abroad. When the credit card is used domestically, the settlement currency is RMB; when used overseas, the account currency is used as the settlement currency.

This ends the introduction to the types of Agricultural Bank of China credit cards and the classification of types of Agricultural Bank of China credit cards. Have you found the information you need?