How to cancel a CITIC Bank credit card

The main ways to cancel a CITIC Bank credit card are:

1. Customer service phone: CITIC Bank credit cards can be canceled through the customer service phone. You only need to You need to call CITIC Bank’s 24-hour customer service hotline: 400-88-95558 to apply for card cancellation;

2. Bank outlet counter: Go to any CITIC Bank outlet with your valid personal ID and credit card and fill in the form at the counter You can cancel the credit card in the form.

When canceling a CITIC Bank credit card, please pay attention to the following points:

1. There must be no arrears and overpayments in the account when canceling the card. In order to ensure the safety of your account, The card must be with you when canceling the card over the phone.

2. If your CITIC Bank credit card is lost, you can only cancel the card at the branch counter.

3. If you want to know whether the credit card cancellation is successful, you can call the bank's credit card customer service to inquire about 45 days after applying for cancellation, or you can directly swipe the card for testing.

How to cancel a CITIC credit card

The fastest way to cancel a CITIC credit card is to apply for cancellation directly by calling the CITIC Bank credit card customer service hotline: 400-889-5558. However, it should be noted that before canceling the credit card, make sure that there is no outstanding balance in the account, and there should be no balance. Then call the credit card customer service number and transfer to manual service, and apply directly to the manual customer service to cancel the credit card.

You can also cancel the card at the counter of a bank outlet. You need to bring your ID card and credit card to the bank to fill out an account cancellation application. If the credit card is in arrears, you need to make up the outstanding balance. The bank will contact you after a few days. Call to confirm and then log out.

1. How long does it take to be approved for a CITIC Bank credit card loan?

It usually takes three working days to get approved for a CITIC Bank credit card loan. The lender can receive the payment within 1 working day after the CITIC Bank card is approved.

If the loan application has not been reviewed for a long time after the lender submitted it, the lender should call the CITIC Bank credit card customer service hotline to inquire about the specific reasons. It should be noted that the lender must keep a good credit record and have no bad debts before applying for a loan.

2. What are the consequences of being three days overdue on a CITIC credit card?

There will be no impact if the CITIC credit card is overdue for three days.

CITIC Bank credit card has a three-day grace period for repayment. If the repayer has not repaid after the three-day repayment period, an overdue credit report will appear. If the repayment is in full, it is deemed to be repaid on time. If the repayment is not made in full, the repayer will not be overdue as long as the repayment amount exceeds the minimum repayment amount, but interest will accrue at this time.

Application

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply to the card-issuing bank. Apply for a credit card. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

How to cancel a CITIC Bank credit card?

There are three ways to cancel a CITIC Bank credit card, namely online cancellation, telephone cancellation and counter cancellation.

1. Online cancellation: You can directly log in to the official website of China CITIC Bank, find the button to cancel the credit card, and follow the prompts. However, you must pay off the outstanding balance when canceling. No, is there still an annual fee? These are all things to note.

2. Cancellation by phone: Call the CITIC Bank credit card customer service number (the contact information is usually listed on the credit card card), and then transfer to manual service. Follow the customer service instructions step by step and confirm the information.

3. Cancellation at the counter: Go to the nearest CITIC Bank branch with your ID card and the credit card to be cancelled, and handle it with the help of bank staff. I would like to remind everyone that when canceling a credit card, the points can be processed together. If you have multiple credit cards from China CITIC Bank, you can transfer the points from the canceled card to another credit card when canceling. If you only have one credit card, you can transfer the points from the canceled card to another credit card. If you have a credit card, the cardholder can exchange all remaining points in the card into gift airline miles, etc. to avoid waste.

If you want to know when the credit card cancellation is successful, you can call the bank's credit card customer service to inquire about 45 days after applying for cancellation, or you can directly swipe the card for testing.

1 If your CITIC Bank card is a debit card and you have a physical bank card, you can go directly to any CITIC branch with your bank card and ID card. If you don’t have a physical bank card, You can only go to the bank counter with your ID card, report the loss and replace the card first, and then cancel the card. No matter which bank's card it is, if you want to cancel your debit card, you need to bring your ID card and bank card to the bank counter to cancel it.

2 If you have a CITIC Bank credit card, there are three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. To cancel online, log in directly to the official website of China CITIC Bank, find the credit card cancellation button, and just follow the prompts. To cancel by phone, call CITIC Bank’s credit card customer service hotline 400-88-95558. After the call is connected, you will be transferred to manual service and follow the instructions of customer service. Operation and information confirmation; cancellation at the counter means that you bring your ID card and the credit card to be canceled to a CITIC Bank outlet and handle it with the help of bank staff.

3 When canceling a CITIC Bank card, you have to withdraw the balance. When canceling a CITIC Bank credit card, you need to know whether you still owe money on the card, and whether you still need to collect annual payment after cancellation. fee.

Whether it is a debit card or a credit card, after applying for cancellation procedures, you must continue to track the progress of the cancellation. If it is a letter, you can call the credit card customer service of the bank about 45 days after applying for cancellation. Make inquiries, or you can try using your card to swipe it.

This is the end of the introduction on how to cancel the CITIC Credit Card account and how to cancel the CITIC Credit Card account. I wonder if you found the information you need?