Information can be stored through changes in the magnetic field of the magnetic strip on the card. Data storage media are different. Magnetic stripe cards store information through changes in the magnetic field of the magnetic stripe on the card. Magnetic stripe plus IC cards can store data information through the integrated circuit chip embedded in the card. Industrial UnionPay Standard Card is a credit card launched by Industrial Bank. The principal cardholder of a personal card can designate a natural person with full capacity for civil conduct or a natural person with limited capacity for civil conduct who is over 15 years old.