Guangfa Bank loan application conditions

1. Applicants must be between 25 and 55 years old.

2. Applicants must have social security or provident fund or individual tax payment records for more than three months.

3. The loan applicant has a fixed job and stable economic income.

4. The applicant agrees to other regulations of China Guangfa Bank.

Extended information:

Materials and certificates required when applying

1. Domestic residents only need to provide a completed and signed application form, identity Certification documents, proof of residence, documents proving income.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide a foreigner’s residence permit (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan.

3. If you are a private owner, in addition to the above information, you must also provide a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

4. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license, a bank loan account (with good credit, and the overdue amount shall not exceed 60 days) or a copy of the deposit receipt, etc.