Although ICBC credit cards are widely used, some friends want to cancel their existing cards. After all, if the credit card is not used for a long time, annual fees will still be charged. I often see that many friends encounter a lot of doubts in the process of canceling their cards. Here I will share with you the experience of canceling ICBC credit cards.

Before canceling the card, you must have an understanding of the card types and related business codes of ICBC credit cards: 1. Card type classification: ICBC credit cards include magnetic stripe cards, chip cards, and flash cards. Type 2. Business code: 1507 Peony Card collection, 3105 Peony Card cancellation

How to cancel ICBC credit card? The first step: Collect the card 1. Magnetic stripe card: call 95588 to cancel the card or go to any website When canceling a card in a store, the business operation code is 1507. Different from canceling a card over the phone, the teller will take back the card. 2. Chip card: The cardholder must bring the card to the branch for card collection processing. The business code is 1507, and it must be operated by a teller with cash box authority. The card status changes to "Card Received" and the card is taken back by the teller. 3. Shanku card: Shanku card can be collected and processed like ordinary magnetic stripe cards, but it can only be operated in online stores and cannot be canceled. Step 2: Account cancellation. After the ICBC credit card withdraws the card, it cannot truly cancel the account. If no follow-up operations are performed, your account will have to wait at least one year before it will truly disappear. However, you can go to any branch to cancel your Peony Card account one month after receiving the card. The business code is: 3105. Only when your card status becomes "voided card" will the true card cancellation be completed.