If the credit card statement is cleared and the payment is made on the repayment date, generally no interest will accrue. Because consumption within the credit card billing cycle needs to be repaid before the repayment date, if the full payment is made on the repayment date, there will be no overdue interest or late payment fees.

However, it should be noted that some credit cards may stipulate that repayment must be made before the repayment deadline, otherwise overdue interest and late payment fees may be incurred. Therefore, it is best to make the repayment some time before the repayment date to ensure that it is completed before the repayment deadline.

In addition, if the credit card has the installment payment function, only the minimum repayment amount will be repaid on the repayment date, and the unsettled portion will automatically enter the installment payment status and will generate corresponding interest. .

In short, in order to avoid any interest, the loan should be repaid in full some time before the repayment date. If the specific situation is unclear, it is recommended to contact the credit card issuer to understand the relevant regulations.