Detailed description:

1. Trial by default: After receiving the court summons, the defendant can choose to attend the trial by default. The defendant has the right not to attend the trial for any reason, but the following points should be noted.

2. Court judgment: If the defendant chooses not to attend the trial, the court will make a judgment according to the existing evidence and legal provisions. The court may decide whether the defendant wins or loses, and the verdict will depend on the specific circumstances.

3. Judgment basis: The court will make a judgment according to the relevant laws and regulations on credit card breach, the credit card contract and the evidence provided by both parties. If the defendant does not attend the trial, the court will make a ruling based on the existing evidence, which may be unfavorable to the defendant.

4. Judgment execution: If the judgment is lost, the court may require the defendant to repay the arrears and corresponding interest, or take other measures to execute the judgment. This may include measures such as limiting the defendant's credit history, freezing bank accounts, and deducting wages.

5. legal awareness: although it is the defendant's right not to go to court, individuals should have legal awareness. It is reasonable to seek legal advice according to the situation and make decisions according to professional opinions.

Conclusion:

Although it is the defendant's choice not to go to court, we should pay attention to the possible risks and legal consequences. It is suggested that professional legal advice should be consulted before making a decision, so as to understand personal rights and interests and coping strategies.

Extended information:

The specific handling methods and judgment results of overdue credit card cases may vary according to specific circumstances. Generally speaking, the court will judge the case according to the evidence provided by both parties, relevant contracts and relevant laws and regulations, and make corresponding judgments. If necessary, the defendant can also choose to reach an agreement through reconciliation or mediation with the plaintiff. It should be noted that the legal procedure is complicated to some extent, so it is recommended to consult professional legal persons when legal issues are involved.

note: the above answers are for reference only, and the specific situation may vary according to the region, specific legal provisions and the particularity of the case. It is recommended to seek professional legal advice according to the actual situation of the individual.