Tencent micro credit card. According to relevant public information, Industrial Bank Credit Card 30000 is Tencent Micro Plus Credit Card, which is a joint credit card jointly launched by Guangfa Bank, Industrial Bank and Tencent. The type of card belongs to the gold card. Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.