There are more than 20,000 IOUs in JD.COM, and the amount of gold bars is generally 2-4 times that of your IOUs. The specific multiple will vary according to individual qualifications. Your white bar quota is more than 20,000 yuan, so the corresponding gold bar quota is between 40,000 and 80,000 yuan. However, whether the specific number of gold bars can reach this range depends on your personal conditions and the evaluation results of Jingdong Finance.