How to handle a black gold credit card
Banks have high requirements for black gold credit card holders, and the condition for obtaining black gold credit cards is insufficient money. Customers must be invited by banks to defend themselves, but in order to ensure the quality of customers and services, banks generally do not actively promote black gold cards.
For example, the cardholder of ICBC's black gold credit card must be a member of Hurun Fortune List or China Hong Kong Jockey Club, and the annual domestic consumption should be more than 2 million yuan, not counting the money for buying a car or a house. As for how to apply for a black gold credit card, even if you meet all the requirements, you may not be able to become a black gold credit card holder, because black gold credit cards cannot be applied voluntarily, and you must write a letter of recommendation from the branch president or above before you can pass.
China Merchants Bank Express Black Gold Credit Card cannot be applied independently, and it is only issued to a few high-end customers by invitation at present. At present, China Merchants Bank only reviews private banking customers and selects a small number of customers to become black gold credit card users.
This is an introduction to how to deal with black gold credit cards. From the analysis, it is obvious that it is very difficult to handle black gold credit cards. Unlike other credit cards, you don't need to apply to the bank according to your needs. It must be invited by the bank or recommended by the bank's senior leaders. Next, I'll tell you the limit of the black gold credit card.
What is the credit card limit of black gold?
Now I know how to handle the black gold credit card, but there are some misunderstandings about the question "what is the limit of the black gold credit card?" Many people think that there is no upper limit for black gold credit cards.
In fact, there is an upper limit on the credit limit of black cards, but the credit limit is relatively high, and most people can't reach the overdraft limit. It is understood that the credit limit of black gold credit cards is generally several million yuan, but it can be adjusted. Some banks stipulate that the credit limit of black gold credit card exceeds 5 million yuan and needs the approval of the chairman. In addition, if customers want to adjust the credit limit of black gold credit cards, banks will generally approve the adjustment as long as it is not used for other reasonable consumption purposes of corporate liquidity.
This is the introduction of the black gold credit card limit. Although many people may have no hope of handling black gold credit cards after knowing how to handle them, Bian Xiao believes that there are still many people who have misunderstandings about the amount of black gold credit cards, so I have to remind everyone again. I hope this text can help you understand the black gold credit card.