There is a three-day hesitation period after the Ping An reserve fund is successfully handled. If you want to cancel your application, you must find a manual customer service or telephone customer service application within the hesitation period, and the customer service will handle it after verifying your identity. If it exceeds the hesitation period, it cannot be cancelled, but the cardholder can apply for the termination of the Ping An reserve fund in advance. It is required to pay 3% of the outstanding principal as the handling fee for the early settlement of Ping An reserve fund, and the remaining installment handling fee is not required to be paid.

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Matters needing attention in handling Ping An Bank credit card:

1. Under normal circumstances, Ping An Credit Card imprest cannot be cancelled after successful application. However, after the Ping An credit card imprest application is successful, the user has a three-day hesitation period. During this hesitation period, users can still cancel the advance payment. Users can directly contact the official customer service of Ping An Bank Credit Card, and apply for canceling the reserve fund after transferring to manual customer service. Customer service will cancel the advance payment after verifying the user's identity information. If the hesitation period of Ping An credit card reserve fund has passed, the reserve fund cannot be cancelled, and the cardholder cannot modify the installment amount and number of installments. Of course, if the cardholder really doesn't want to use the petty cash, he can choose to apply for early settlement, thus terminating the use of the petty cash of Ping An Credit Card.

2. However, if the cardholder repays the Ping An credit card reserve in advance, it needs to pay a certain penalty, and it needs to pay 3% of the outstanding principal as a handling fee. At the same time, there is no need to continue to pay the remaining installment fee. If the application for Ping An reserve fund has passed the hesitation period, it cannot be revoked after the hesitation period. If users can't cancel Ping An Consumer Fund after its hesitation period expires, users can only apply for early repayment.

3. However, for the prepayment of the special reserve fund for Ping An credit card consumption, the outstanding installment balance must be paid in one lump sum, and 3% of the principal shall be paid as the handling fee for the prepayment. For the applicant, even if the Ping An reserve fund has reached the applicant's account during the hesitation period, no matter how the user handles it, it is impossible to cancel the Ping An reserve fund, and the user can only choose to repay in advance. If the reserve fund arrives, the application shall not be changed or cancelled, and the user must repay the principal and handling fee monthly according to the better number of installments at the time of application.