Hello, landlord! The CBRC once issued a document called Time Tolerance. Time tolerance is the grace period for repayment, usually up to 3 days. Tolerance is to write a small amount, a few dollars can not be paid back for the time being, but it will be included in next month's bill. But different banks have different regulations. The tolerance service of Shanghai Pudong Development Bank is the cardholder's full repayment in the current period. After the due repayment date, if the unpaid part of the account is less than or equal to 10 yuan, Shanghai Pudong Development Bank will regard the cardholder as full repayment, and this unpaid part will be automatically transferred to the next bill.

The time tolerance service of Shanghai Pudong Development Bank is a 3-day (2-day USD) grace period service provided by Shanghai Pudong Development Bank for cardholders. If the cardholder repays within the repayment grace period, Shanghai Pudong Development Bank will consider the cardholder to repay on time. The unpaid amount is less than 65,438+00 yuan, and the repayment is successful within 3 days (2 days are in US dollars) after the due repayment date, and no late payment fee and overdue will be generated.

If you don't pay more than the grace period of Shanghai Pudong Development Bank's credit card, there will be a certain late payment fee. The wisest thing to do is to pay back all the credit card debts including interest. It's best to save more money, try to call the customer service phone of Shanghai Pudong Development Bank credit card to explain the situation and try to eliminate the chance of bad credit.

Of course, no matter how long it is overdue, as long as it is returned, it will not have much impact. If it is overdue for a long time, generally more than three times, there will be a bad credit record, which will affect all aspects of future life. Therefore, it is best to spend within the range you can afford, and remember the repayment time, so as to avoid late payment fees and spend more money!