1. Cash withdrawal by ATM. In China, you can withdraw RMB cash at the ATM of China Merchants Bank or the ATM of other banks with UnionPay logo. Overseas, you can withdraw local currency from ATM machines with VISA, MasterCard or JCB logos, with cards with corresponding logos and transaction passwords.

2. Cash withdrawal at the bank counter. In China, you can withdraw RMB cash at the counters of various branches of China Merchants Bank with the credit card and transaction password of China Merchants Bank; Overseas, you can withdraw local currency at the bank counter marked with VISA, MasterCard or JCB, with valid ID and credit card with corresponding logo.

3. Cash withdrawal by customer service phone. As long as you have both China Merchants Bank credit card and one-card in your own name, you can call the 24-hour customer service hotline of China Merchants Bank credit card at 4-82-5555. According to the voice prompts, the money you need will be immediately transferred from your credit card account to your one-card account in your name.

4. To withdraw cash from online banking, as long as you have both China Merchants Bank credit card and one-card in your own name, you can log in to China Merchants Bank credit card online banking, select "installment financing" → "cash advance" and select the corresponding card operation, and the money you need will be immediately transferred from your credit card account to your one-card account in your name.