E loan invitation and credit card limit are not shared. For example, the credit card limit is 30,000, the bank loan limit of E is 40,000, the bank card application is 20,000, and the available credit limit of E is 20,000. However, the credit card limit is not affected. E the loan cost 20 thousand, and the credit card cost 30 thousand. Although it is not shared credit, users must consider their repayment ability. If the debt ratio rises, the risk of default will also rise.

E-loan is a bank loan?

It is a short-term cash credit business launched by China Merchants Bank, and users need to meet certain conditions and calculate interest on a daily basis. So, it is a bank loan.