1. Go to the local provident fund management center with my valid ID card and relevant information required for provident fund withdrawal, fill out the application form for provident fund withdrawal as required, and submit the information required by the provident fund management center;

2. After receiving the extracted information, the housing provident fund management center will review the information provided by users;

3. After the approval, the housing provident fund management center informs the extractor to sign the provident fund withdrawal agreement and go through the withdrawal procedures. After that, the public housing provident fund management center will transfer the extracted funds to the bank card account designated by the drawer.

Two, although the provident fund support extraction, but conditional, generally only the following circumstances have the opportunity to apply for the extraction of housing provident fund:

1. The house needs to be recovered. If the depositor of the provident fund needs to buy a house, build a house, decorate or overhaul his own house, he may apply for a one-time withdrawal of the personal account provident fund. In addition, if the depositor of the provident fund currently has a commercial housing loan to repay, he can apply for withdrawing the provident fund to repay the principal and interest of the housing loan. If the depositor currently rents a house and the house rent exceeds a certain proportion of the family income, he can advance the provident fund for renting expenses;

2. Extraction of major diseases. If the depositor of the provident fund suffers from serious illness or needs major surgery, he can apply for withdrawing the provident fund to pay for medical expenses, which can reduce the financial burden of the patient's family;

3. Withdraw the living expenses. If the depositor of the provident fund is a low-income household or a poor household, then under this condition, employees can apply for withdrawing personal housing provident fund to subsidize families;

4. Cancel the account. If the depositor of the provident fund retires, resigns or goes abroad to settle down or dies, he may apply for cancellation of the provident fund account, and all the funds in the personal account can be withdrawn at one time.

legal ground

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Retired;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

4. Go abroad to settle down;

5. Repay the principal and interest of the house purchase loan;

6, the rent exceeds the prescribed proportion of family wage income.