The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 49 The issuing bank shall establish the operating rules for credit card activation, and check the identity information of the cardholder before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated.

The new card, lost card, damaged card and expired card must be activated before the cardholder can use it. The credit card is not activated by the cardholder, and no fees may be charged.

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 42? If the unit bank settlement account pays money to the individual bank settlement account, the bank shall carefully examine the original payment basis or collection basis as required, and keep a copy according to the accounting file.

The acquiring bank shall provide safe settlement services for special merchants and special merchant service institutions, and assume corresponding supervision and management responsibilities to ensure that the service institutions accept credit card business legally and in compliance.

Article 43? After receiving the depositor's notice of change, the bank shall go through the formalities of change in time and report to the People's Bank of China within 2 working days. When the legal representative or principal responsible person, address and other account opening information of the unit changes, it shall notify the account opening bank in writing within 5 working days and provide relevant certificates.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks