This company may be a scammer. It is recommended to be cautious and not to disclose personal information easily. If you are deceived, please call 110 immediately to file a police report.

1. Being invited to apply for a credit card: First, being invited by the bank: because the bank’s transaction information or materials and other information have been judged as a preferred account by the bank, this is to be congratulated. This caller number is the bank’s fixed number. Call 95588, or 4006695588, and the credit card approval rate is 100; second, being promoted by a salesperson: these are usually calls made by card application salesmen, asking you to submit information to apply for a credit card, and they will get a commission after processing; normally they will not be official calls. ; The pass rate depends on your own qualifications, which is the same as the pass rate of applying for a card by yourself; if it is a door-to-door application by the bank's credit card department, the pass rate will be higher; Third, scammers: This is to defraud customer information to make illegal profits; Three types of things to focus on;

2. Credit card: Credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.

3. It is extremely important to protect your personal information. If you encounter an unknown phone call or text message asking for personal information in your life, you can call 110 to ask and beware of being deceived.