How to use a credit card to collect wool? The purpose of applying for a credit card is to obtain various discounts, which can be understood as plundering wool. Next, the editor will talk to you about how experienced credit card users make money?

1. Apply for more cards = gain more money

Credit cards issued publicly by different banks have different discounts, and most bank credit cards have different discounts with offline store merchants. Online e-commerce platforms all have strategic cooperation. For example, there will be discounts and discounts every day of the week, and there will be credit card swiping promotions from time to time. Apply for more credit cards from different banks and get more information about credit card discounts at the first time.

2. Apply for multiple cards from the same bank

Generally speaking, if you apply for multiple cards with the same bank credit card, the card discounts are the same, but because the types of credit cards are different, points redemption The discounts and discounts of its card types are also different. For example, car owners’ cards have gas discounts, supermarket cards have discounts for exchanging supermarket spending money, airline or hotel co-branded credit cards can maximize benefits in exchange for hotel and mileage rights, and some credit cards have good discounts for cash withdrawals!

3. Only when the billing dates are different can the benefits be maximized

Different types of credit cards have different billing dates due to different card swiping times and bank requirements, so naturally resulting in differences in repayment dates. By applying for more credit cards, you can make better use of the time differences between different credit card billing dates, and adjust the billing dates of your credit cards to achieve the longest interest-free period, allowing you to maximize your credit card funds and get the maximum benefit. rights and interests.

4. There is no contradiction between keeping multiple cards and keeping intensive cards

Many people think that if you keep too many cards, you will not be able to keep good cards. On the contrary, if you only apply for one credit card, Frequent use of this card for shopping and consumption will be more beneficial to increasing the limit. In fact, it is not the case. After you have mastered the relevant rules of credit cards in the later stage, you can better increase your credit limit by choosing to buy more cards, and you will naturally enjoy more preferential activities at the same time.

5. Credit card points are not to be missed

Credit card points can not only be directly exchanged for gifts, but can also be used to obtain discounts for leisure and entertainment. For example, many restaurants use credit card points to carry out promotional activities, such as free Starbucks points, internal discounts with star hotel points, etc. What's more, the biggest feature of points is that they can be exchanged for airline miles, which is actually the biggest "wool" of credit cards.

The above is the relevant information on how to use credit cards to collect wool. You can find a method of collecting wool that suits you. However, for novices, it is not recommended to apply for too many credit cards in the early stage, and do not rely too much on it. Use credit cards to prevent excessive spending from becoming a waste of money.