According to Caiti's inquiry. Com, the postal savings credit card does not withdraw money and will not generate additional fees. Generally speaking, there is no annual fee unless the card is triggered after the credit card is activated, except for special card types. In addition, after the credit card is activated, there is no consumption, and naturally there is no repayment. There is no overdue and no extra cost will be incurred.

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.