Generally, corporate cards cannot be overdrafted. In actual economic life, the main function of the work card is to handle the settlement of goods and services. Generally, when handling these businesses, overdraft consumption is not allowed, and cash withdrawals are not allowed. According to relevant regulations in China, enterprises that need to open a corporate card must have a basic deposit account at a financial institution in China. Introduction to corporate cards

If enterprises and institutions want to open corporate cards, they need to meet the relevant conditions proposed by the bank and pay a certain reserve fund. Generally speaking, after the bank reviews the applicant's materials, it will open a credit card deposit account for the applicant who meets the conditions and issue a credit card to the applicant who meets the conditions. When using corporate cards, the funds in the account need to be transferred from other basic accounts, and cash deposits are generally not possible. It should be noted that if you need to conduct large transactions exceeding 100,000 yuan, you cannot use the corporate card.