1. Can I withdraw cash with Dragon Card QQ Music Credit Card? Overdraft consumption and cash withdrawal are essential financial functions of a credit card, so the Dragon Card QQ Music Card can withdraw cash. However, to withdraw money from the Dragon Card QQ Music Card, you must set a transaction password, and then use the transaction to avoid going through the ATM machine or go to the counter to withdraw money. In addition to withdrawing cash within the credit card limit, you can also withdraw excess payment.
2. Notes on cash withdrawals with Dragon Card QQ Music Credit Card: Dragon Card QQ Music Credit Card has a limit on the withdrawal limit, which generally does not exceed 50% of the credit limit and does not exceed the current available limit of the card. Overdraft cash withdrawals do not enjoy interest-free repayment treatment. According to regulations of the People's Bank of China, when withdrawing cash through the UnionPay network in China, the cumulative daily cash withdrawal amount per card through counter channels and self-service machine (such as ATM) channels shall not exceed 30,000 yuan, of which the daily overdraft cash withdrawal limit per card through counter channels is 20,000 yuan. , the daily overdraft cash withdrawal limit for each card through self-service machine (such as ATM) channels is 10,000 yuan. The actual amount that can be withdrawn will also be affected by the card limit and usage. If you need to withdraw excess payment that exceeds the limit control, please go to the counter of a China Construction Bank outlet. You can log in to personal online banking and check the cash withdrawal limit through the "Credit Card - My Card Package - Balance Inquiry" menu.