Credit cards are valid, and the service life of credit cards is generally 3-5 years. Before the expiration, the bank will automatically issue a new card and replace it for free. Activated after receipt, the old card is invalid.
The validity period of CCB's credit card is marked on the front of the card, below the 16-digit credit card number, which consists of 4 Arabic numerals. The first two digits represent the month and the last two digits represent the year. If the information you inquire is "1116", your credit card is valid for 20 1 1 month.
There are several ways to activate a new credit card:
1. bank counter activation: cardholders can activate at the bank counter where the nearby credit card is located, and they need to bring valid certificates to activate.
2. Customer service hotline activation: The cardholder can dial the 24-hour customer service hotline displayed on the back of the credit card, enter the card number and inquiry password and activate it.
3. Online banking activation: log in to official website, the card bank, click "Credit Card Activation" and enter relevant information according to the page prompts to activate.
4. Mobile banking activation: download the card bank app, log in to your personal account, and find a credit card in "My" to activate.
Influence of non-renewal of credit card due.
If the credit card is not replaced when it expires, the expired credit card will not be used normally. Every credit card has its own expiration date. After the credit card expires, you need to apply to the bank for a new card, and you can use it normally after you get a new card and reactivate it.
For the normal use of credit cards, credit cards that are about to expire should be actively renewed. For unnecessary credit cards, it is necessary to cancel them in time to avoid extra expenses such as annual fees, or even overdue because the credit cards are not used, which is not worth the candle.