when the credit card of a rural credit cooperative expires, the new card will be sent 1-2 months before the expiry date of the old card, and it will take about one week to receive it.

The reasons for setting the validity period of a credit card are as follows: 1. The card will wear out, and any card has a life. After a certain process of wear and tear, it will be damaged to some extent, so after a period of time, it is necessary to replace it with a new card to ensure that the card can be swiped normally. 2. Functions need to be updated. In order to give cardholders a better experience and service, the functions of the card will be constantly updated, for example, from the magnetic stripe card to the chip card, which has greatly improved the security performance and greatly reduced the possibility of credit card theft.