Someone specializes in handling cards, just mention my ID card, and the income proof undertaker will help you.
Hello, all branches can handle it.
1, issue the income certificate to the unit;
2. If you have a real estate license, you can also copy the real estate license;
3. Go to the front desk of the local China Bank for consultation, and then he asked me to go to an office, fill out a form and copy my ID card.
4. Fill in the form, give the information to the office staff and wait for the notice. After the approval of the provincial branch, the credit card will be mailed together with the operating instructions.
First, the six functions of the credit card:
1. A credit card is a proof of confidence.
Information such as overdue records and credit limits of credit card accounts will be entered into the national personal credit information system. Cardholders can accumulate and increase intangible assets such as credit, which is beneficial support for cardholders to carry out other economic activities, such as applying for loans from banks.
2. Credit card has credit function.
Credit cards can be spent first and then repaid. Consumption can enjoy an interest-free period of up to 50 days, and all the money can be paid off on time, which can exempt the interest paid by the issuing bank for the cardholder.
Credit card can be used for installment payment.
When a cardholder uses a credit card to make a large amount of consumption, the bank will pay the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then let the cardholder repay the money to the bank in installments.
You can withdraw cash by credit card.
The cardholder can withdraw the deposit in the credit card account or borrow cash in advance at the branch counter or ATM of the card issuer.
5. Credit card has settlement function.
It is very convenient to spend in domestic and foreign merchants, ATMs, bank outlets, transfer money and other places.
6. Credit cards have overdraft function.
This is the most important function of a credit card. According to the applicant's credit situation, a credit limit is approved, and the applicant can overdraw within this limit. For example, if your monthly repayment date is 12, then your consumption before 12 can be paid off before the final repayment date of this month. If you spend after 12, you can repay it at the end of next month, so you can get more interest-free time.