The preliminary examination is only a part, and it is not yet certain whether the card can be issued.

Credit card approval process of China Merchants Bank:

① Review the submitted materials: whether the copies of identification documents, original work certificates, original salary and income certificates and application forms are complete, and remind them to supplement if there are any deficiencies;

② Enter the credit investigation stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit investigation system;

③ telephone verification: call the applicant himself and his company to verify that his information and company information are true and reliable;

④ pass the examination and send a credit card.

Extended information:

The Credit Card Customer Service Center of China Merchants Bank was awarded as "Best Call Center of the Year in China" at the 24 China Call Center Operation and Customer Relationship Management Conference, and it was the only winner in the domestic financial industry.

in p>22, China merchants bank realized the integration and professional service of credit cards.

annual fee-free policy: Puka Gold Card will be exempted from the annual fee for the following year if it is swiped 6 times (MSN Card Set, VISA-MINI Card, VOGUE Titanium Card, NBA Credit Card (processed before April 28), (Platinum Card and Unlimited Card do not enjoy this annual fee-free method, and business credit cards need to be implemented according to the agreement).

cash withdrawal fee: 1% of the amount of each cash advance transaction in China, with a minimum charge of RMB1 yuan/transaction (from January 29), and 3% of the amount of each cash advance transaction abroad, with a minimum charge of USD3 yuan/transaction or RMB3 yuan/transaction (whichever is current, regardless of the same city and different places).

longest interest-free period: 5 days at most. The final repayment date is 18 days after the bill date.

Multi-account management: the repayment of the line bill is enjoyed every day.

online payment: AliPay: the single payment limit is 499.99 yuan, the payment function of Taobao credit card is not limited by the amount, and the maximum credit card limit for a single day (other websites depend on the limit of each merchant)

merchant installment business: (in addition to the credit limit) supports interest-free installment (3, 6 and 12) for specific merchants.

bill installment: supports the installment of RMB and USD bills (including the installment of unbilled transactions and issued bills). Handling RMB bills in installments, with the minimum application amount not less than RMB 3 yuan each time;

for the installment of USD bills, the minimum application amount shall not be less than USD 1 each time. From the next day of the billing date to the final repayment date, it can be handled through various application channels such as customer service hotline, online banking, interactive SMS, ATM, mobile banking, PAD banking, and Pocket Life.

billing date: the 3rd, 5th, 7th, 1th, 12th, 15th, 17th, 2th, 22nd and 25th of each month is the billing date, and the cardholder can change it every six months.

Card category: general card (with a quota of 3-5, yuan), gold card (with a quota of 1,-5, yuan) and platinum card (with a quota of more than 5, yuan)

Currency: RMB, RMB/USD

Reference: Baidu Encyclopedia-China Merchants Bank Credit Card.