VISA card can be applied for in every bank, and the application process is roughly the same as that of ordinary credit cards.

1. Application procedures

1. Fill in the application form?

2. Submit your information and copies to the bank?

3. Does the bank send it to the credit card center?

4. The credit card center conducts review, card printing, and card issuance?

5. After getting the card, open it and wait to receive the password letter?

p>

2. Bank credit card application conditions

1. Age requirements: Domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old

2. Job requirements: Have a stable workplace, income and fixed residence

3. Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder, aged between 16-65 years old

3. Bank credit card application materials:

1. Identity certification information

Copy of resident ID card or military officer certificate; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the mainland travel permit and proof of residence for more than one year; if you are a foreigner, you need to provide your passport and residence permit for more than one year Just a copy.

2. Proof of employment and income

Copies of real estate certificates, car driving licenses, bank loan accounts (with good credit, overdue no more than 60 days) or deposit certificates, etc.

Extended information:

VISA card has been issued by Visa International since the end of 1982. Its predecessor, Bank of America, was established in 1959 and issued Bank of America cards in California, USA

p>

In 1977, it changed its name to Visa and issued its first debit card. In 1987, it launched multi-currency clearing and settlement services, which promoted the efficiency of cross-border payment and settlement

1. Main types of VISA< /p>

1. Credit card - Visa provides a rich credit card product platform to its financial institution customers, which can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage

2. Debit card—— Visa provides a wide range of consumer debit card products for consumer segments in different regions and consumption levels. Visa debit cards allow consumers to use electronic payments to control funds in their own accounts, which is more convenient, safer and more flexible than cash and check payments. Visa's debit cards are divided into four major brands - Visa, Visa Electron, Interlink and PLUS

3. Prepaid cards - Visa also offers a wide range of prepaid card products, allowing financial institutions to Provide consumers with rechargeable prepaid card products. Targeting consumers who have not yet opened a bank account, Visa prepaid card solutions are a safer and more convenient option than cash and checks.

Governments and enterprises use Visa prepaid card products to issue medical insurance funds, medical subsidies, unemployment benefits, employee wages and other welfare benefits. Prepaid products better meet the needs of global travelers and provide them with the unique convenience and security of electronic payments without the hassle of cash and checks.

2. VISA card classification

1. Visa card

The most popular Visa card in the world, enjoys convenient, safe and reliable payment services

Whether it is daily shopping, hotel reservations, or online bookstore shopping, Visa cards are most recognized and accepted by merchants, and are equally popular online and in the real world

2. Visa Gold Card

< p>Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, please upgrade to the Visa Gold Card immediately to enjoy the gold standard of superior services

As long as you hold the Visa Gold Card, Enjoy a credit line generally exceeding US$5,000, a revolving credit line, emergency replacement card service and travel cash payment service.

Visa Gold Card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, as well as 24-hour uninterrupted toll-free telephone support from the Visa Global Emergency Service Center

3. Visa Platinum Card< /p>

The Visa Platinum Card provides an extra high credit limit, tailor-made travel reception services and entertainment projects, US$500,000 in travel accident insurance, and a series of attractive exclusive offers

4. Visa Infinite Card

The Visa Infinite Card transcends the boundaries of ordinary payments, offering credit limits you can't find anywhere else, unimaginable convenience, tailor-made offers, and unparalleled service available only to a select few. Only in this way can you enjoy the unique status of Visa Infinite Card

5. Visa Debit Card

Visa Debit Card can pay directly from the bank account, and the payment record will be detailed in Bank monthly statements make financial management easier and more convenient

6. VisaWave card

As long as you bring the VisaWave card close to the card reader, you can complete the payment. The process is faster and simpler. Safer

7. VisaMobile

VisaMobile integrates all the benefits provided by Visa cards into your mobile phone. You can purchase or download coupons, games, music, theater tickets, etc. over the phone< /p>

8. Visa Prepaid Card

A payment option other than cash or check, convenient and safe. Visa Prepaid Card provides an easy, convenient and safe way to pay anytime, anywhere, with peace of mind. VisaTravelMoney is a travel prepaid card that can travel to more than 1.8 million ATMs in more than 200 countries or regions around the world 24 hours a day, and you can withdraw local currency as travel expenses at will.

Baidu Encyclopedia—VISA