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What is a signature credit card?

Signature credit card, also known as "Yuxi Card", is actually a credit card level. Signature card is a level in the card issuing organization system such as Visa and MasterCard, between platinum card and unlimited card.

Visa and MasterCard are credit card organizations that cooperate with banks. In the banking system, credit cards are hierarchical, and in credit card organizations, credit cards are also hierarchical. If you have a high level in the banking system, you can get the benefits provided by the bank. If you have a high level in the card organization system, you can enjoy the benefits provided by the card organization. However, Visa's tier system is different in different countries around the world. The Chinese market is divided into five tiers: Classic - Gold - Platinum - Signature - Infinite. But banks generally divide them into four levels: regular card - gold card - platinum card - diamond.

Under normal circumstances, there will be no benefits for those with platinum cards and below, and the benefits for platinum and above will be different as the level increases. This is also the same in the banking system and card organization system. In addition to the unlimited card corresponding to the bank's highest level, the bank's platinum card should correspond to Visa's platinum or imperial seal. However, Yuxi’s positioning in other markets is higher than that of platinum. Therefore, this card does not come with any bank rights, but it can enjoy the advanced rights of the credit card organization.