"Balance" refers to the amount of debt recorded in the credit card. The larger the amount, the more liabilities, the smaller the amount, and the less debt records. A value of "0" indicates unrecorded debt. If it is negative, it means that there is still a balance in the card after the debts that have been recorded are removed, which is what the landlord said.

According to the definition of balance, it reflects the credit card transaction, that is to say, if the landlord has a deposit and there is a balance after deducting the arrears from the deposit, it will not be reflected as overpayment before the deposit is recorded.

Here, different deposit methods are involved, and the arrival time will be different.

Generally, it takes 1-2 days to enter the account through CCB outlets (such as counters, self-service deposit machines, online banking, mobile banking, etc.). ), but the available credit card limit will increase in real time. Third-party payment platforms (such as Alipay and Lacarra) account for 1-2 days, and interbank repayment accounts for 3-5 days. After the repayment enters, the limit will be increased for joint use.