Promotion → ICBC Tuniu Niuren Credit Card Gold Card (MasterCard+UnionPay Dual Card)
Advantages:
1 and the longest interest-free period of 56 days is 50 days in most other banks.
2. Cash withdrawal is free, and repayment on the same day is interest-free.
3. Cancel the full penalty interest (if only part of the arrears are paid, ICBC will only calculate the interest according to the unpaid part; Other banks calculate interest according to the unpaid amount plus the paid amount, so it is called full penalty interest).
4. Use a unique star system to classify users. The method of increasing the quota is different from other banks. As long as you master the method, you can raise it if you want, and the amount of raising is as high as tens of thousands.
There are many preferential activities, but they are deeply hidden. You need to go to the outlets yourself (outlets are what ICBC needs most).
To sum up, it is 2 points: the amount is high! save
Disadvantages:
1, the card face is a long story, and there are few co-branded cards.
2. Strict review. Even after the audit, the number of cards issued is very low, with dozens to hundreds of cards common.
3. official website is ugly, and mobile services can't keep up. If you want to do business, you should go to the outlets yourself.
However, this is not a problem. The initial quota of ICBC is low, but the promotion quota is very simple, so we can use this feature to obtain a large universal bank card. It is said that someone raised the quota for the first time, directly from 500 yuan to 654.38+10,000 yuan. I'm afraid this kind of treatment can only be enjoyed in ICBC.
Recommended reading: ICBC raises the quota and brushes the secrets of stars.
Previously, ICBC issued a limited number of World Struggle credit cards in black, red and blue to highlight youth and vulgarity, and took the lead in printing the card information on the back in China to protect privacy and security.
Invite Lang Ping, a famous athlete, to autograph and engrave this card. Now, a limited edition of Rainbow Notebook 1 customized by Lang Ping and a volleyball signed by Lang Ping are presented.
Credit card privileges:
1, the annual fee is reduced within the validity period.
2. The grace period for repayment is 3 days.
3. The difference of the minimum repayment grace is 10 yuan.
4.0 Foreign exchange handling fee, supporting 10 kinds of foreign currencies, including US dollar, Euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar.
5. Give away account security insurance. When users suffer financial losses due to the use of ICBC cards, they can get some compensation.
→ Handling channel: ICBC World Struggle Lang Ping Credit Card World Card (MasterCard+UnionPay Dual Card)