How to scan and pay with a credit card? Learn about the two payment methods!

Did you know? In addition to swiping your credit card for consumption, you can also pay by scanning the QR code. However, there are conditions for scanning the QR code to pay with a credit card. If you do not meet the requirements, you cannot use the credit card to pay. Let me introduce to you how to scan and pay with a credit card.

How to scan and pay with a credit card?

Credit card scan code payment is actually relatively simple. One is that you need to bind a credit card to the mobile payment tool used to scan the code. For example, if you use Alipay to scan the code, you must bind it to Alipay in advance. If you have a credit card, scan the QR code on WeChat to bind a credit card to WeChat; the other is whether the payee has opened a universal card collection service, not all merchants will open it.

If the above two conditions are met, you can scan the QR code with your credit card.

There are two ways to pay by scanning the QR code with your credit card.

1. Manual QR code scanning: Here we introduce scanning QR code through Alipay. Take out your mobile phone, open the Alipay mobile APP - scan it, and aim at the QR code you want to scan. After successfully scanning the code, you will jump to the payment page. Enter the payment amount on the payment page, select the payment method as credit card, and enter After the Alipay transaction password, the payment can be successful.

2. Merchant scan code: Open your Alipay APP, click Payment - Pay to the merchant on the main interface, select the payment method as a certain credit card, and then show the merchant the QR code of the credit card payment page. The merchant takes out a code scanner and scans the QR code. The payment can be successful without entering a password.

The above is the relevant introduction to "How to scan and pay with a credit card". I hope it will be helpful to everyone. All in all, credit card scan code payment must meet two conditions, and then you can pay through the two methods introduced above. It should be noted that credit card scan code payment may not be able to pay, maybe because the card limit is not enough, or The card transaction exceeds the limit.

How to scan and pay with a credit card

There are generally two methods. One is that you need to bind a credit card to the mobile payment tool that scans the QR code, such as using Alipay to scan the QR code. To use the code, you must bind your credit card to Alipay in advance. Scan the QR code on WeChat to bind a credit card to WeChat; the other is whether the payee has enabled universal card collection service, not all merchants will enable it.

The payment method is the payment settlement method agreed between the import and export parties in international trade. It can be divided into two categories: (1) Spot settlement method. That is, through international bank exchange, the payment method is to settle claims and debts one by one in cash. According to credit, there are remittance and collection settlements that belong to commercial credit, collectively referred to as "undocumented payment methods", and there are settlement methods such as letters of credit, certificates of purchase, and bank guarantees that belong to bank credit, collectively referred to as "certified payment methods"; if According to the payment time, there are three types: "prepayment", "immediate payment" and "deferred payment"; if divided according to the payment basis, there are "cash on delivery" and "voucher payment", among which "payment against voucher" is used. method is used the most. Manual QR code scanning: Here we introduce scanning QR code through Alipay. Take out your mobile phone, open the Alipay mobile APP - scan it, and aim at the QR code you want to scan. After successfully scanning the code, you will jump to the payment page. Enter the payment amount on the payment page, select the payment method as credit card, and enter After the Alipay transaction password, the payment can be successful. Merchant scan code: Open your Alipay APP, click Payment - Pay to the merchant on the main interface, select a certain credit card as the payment method, and then show the QR code of the credit card payment page to the merchant. The merchant takes out the QR code scanner and scans the code on the second page. Scan the QR code and the payment can be successful without entering a password.

There are several ways to complete payment using a credit card. The first one is similar to a direct bank transfer, which transfers the money directly from the credit card to the bank account provided by the other party. This method requires a credit card in China. Bank debit cards have relatively high transfer limits and rates, and are not very efficient and safe. Generally, fewer people use this method. The second method is to complete payment through credit card payment channels. There are many credit card channels in the country. A third-party payment company transfers the money to the account of the third-party payment company, and then the third-party payment company remits the money to the designated account. This method is a relatively mature payment method. Due to the use of credit cards in China, The base of payment is still relatively small, and this method is mainly used in foreign trade; the credit card payment method can also be used in combination with other payment methods, such as electronic accounts, which I won’t go into here.

How to pay with credit card using WeChat

How to pay with credit card using WeChat is divided into 3 steps. First, you need to add a credit card to WeChat. The following are the specific steps: 1. 1. To listen to the voice, first open the WeChat client, then click the button in the upper right corner, click the payment option in the pop-up option bar, enter the payment page, 2. Step 2 Listen to the voice, then click the "Prioritize using this payment method payment option" under the payment code. , 3 Step 3 Listen to the voice and select the credit card you want to use. How to pay with credit card via WeChat: 1. After opening WeChat, click "Me" in the lower right corner. 2. Click Pay in the WeChat Personal Center. 3. Next click on WeChat Wallet in the upper right corner. 4. Click to select a bank card in WeChat Wallet. 5. Select Add Bank Card at the bottom and bind the credit card you want to swipe. 6. In the future, users can just choose the bank card to pay when scanning payment on WeChat or presenting the payment code.

How to activate the quick payment function in mobile banking with ICBC credit card

1. Find the Alipay APP on your mobile phone and click to enter the Alipay APP interface.

2. Find the “Bank Card” option on the Alipay “My” interface and click to enter.

3. In the "My Bank Card" interface, click the "" symbol above and click to enter.

4. Enter your commercial bank number in the interface for adding bank cards. 5. Enter the relevant information in the pop-up interface and click "Agree Agreement and Bind Card" to activate quick payment.

Answered on 2022-11-15

This ends the introduction on how to pay with a credit card using a mobile phone and how to pay with a credit card using a mobile phone with Alipay. I don’t know if you will find what you need. Got the information?