The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business stipulates that:

Article 39 If a credit card is locked or stolen, the cardholder shall immediately apply to the nearest card-issuing bank or correspondent bank for loss reporting with his ID card or other valid documents, and provide relevant information to handle the loss reporting procedures in accordance with regulations. If the cardholder gets his credit card back after applying for loss reporting, he may apply for cancellation of loss reporting and stop payment.

The funds in the personal card account are limited to cash deposits held by individuals or transfer deposits with their wages and other legitimate income belonging to individuals. It is strictly forbidden to transfer unit funds into personal card accounts.

Extended data:

Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 50 Cash deposited by an individual cardholder or his agent shall be handled at the issuing bank or his agent bank.

If a cardholder deposits cash with a credit card in an issuing bank or an agent bank, the bank shall affix a card stamp on the deposit slip, and after receiving the cash, submit the deposit slip and the credit card receipt to the cardholder.

If the cardholder entrusts others to deposit cash without pressing the card, the agent shall fill in the cardholder's card number, name and deposit amount on the credit card deposit slip, and send the cash to the bank for deposit formalities.

Article 51 When withdrawing cash from a bank, the cardholder shall submit his credit card and identity card to the bank or correspondent bank. IC cards and photo cards are exempt from ID cards.

After pressing (swiping) the card, the issuing bank or the agent bank fills in the cash withdrawal slip, and after verification, it will be submitted to the cardholder for signature confirmation. If the payment limit is exceeded, the agent bank shall claim the rights from the issuing bank and fill in the authorization number on the cash withdrawal form. After completing the payment procedures, send the cash, credit card, ID card and cash withdrawal receipt to the cardholder.

Article 52 After the issuing bank (or correspondent bank) receives various documents transmitted by the acquiring bank through the same city bill exchange or through this system, it will handle the payment procedures for the cardholder.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business