1. Suspicion of cash withdrawal leading to freezing

Frequent use of POS machines to withdraw large amounts of cash, especially cash withdrawals from capped machines, has caused UnionPay to doubt your credit. Ping An Bank will Reduce your credit card limit. In serious cases, the card will be blocked directly.

2. Repeated overdue repayments

The solution is to try to repay in full or in installments, call customer service and ask for an unfreeze. As a result, the credit limit may be reduced, but If the number of overdue items is not high, customer service will usually unfreeze it.

3. Second clear POS machine set code and code hopping.

There are currently a proliferation of second-hand credit card machines in the market. Due to the use of large merchant models, credit card consumption records are in a state of confusion! For example, Zhang San lives in Guangzhou and spent a sum of 100 yuan in a certain store. For transactions, the registration information of the Erqing POS machine used by the other party in Ping An Bank may be in another city. Once Zhang San makes purchases at Erqing POS machines in other merchant classes on the same day, if he encounters a similar situation, there will be records of credit card swiping in several different cities in one day, and it is very easy to be monitored and seized by Ping An Bank!

4. Always swipe cards within the scope of your business industry. Ping An Bank's risk prevention is very sensitive

5. Frequently spend money online, because Ping An Bank has no profit from online consumption.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. [1] As of November 2018, the number of cards in circulation has exceeded 50 million. [2]

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

Honors received:

In 2015, Ping An Car Owner Card won the "Shenzhen Banking Industry Financial Innovation Excellence Award" and "Shenzhen Nanshan District Financial Innovation Contribution. [3]

Ping An Car Owner Platinum Credit Card won the 2017 Nandu Golden Nugget Award for "Most Popular Credit Card among Consumers"; [4]

Ping An Platinum Credit Card and Ping An Elite Platinum Credit Card were published in the Economic Observer The "6th China Financial Excellence Award" hosted by the Bank won the "2017 Excellent Credit Card Service Bank" award [5]

The 2018 China Financial Development Forum and the 9th hosted by "Daily Economic News". The "Golden Tripod Award" award ceremony was held in Shanghai, and Ping An Bank Credit Card Center won the "Excellent Credit Card of the Year" award [6]

Ping An Bank's Car Owners Credit Card was presented in China at the 9th China Auto Finance Annual Conference. Ping An was named the "Best Credit Card for Car Owners in 2018" in the Automobile "Golden Engine" Award. [7]

The results of the Southern Metropolis Daily's "Golden Brick Award" were officially announced. The Manchester United Red Devils Platinum Card was recognized by the judges and won the "Most Distinctive Credit Card" award [8]

Ping An Credit Card successively won the "Financial Value List · 2017 Innovative Payment" and "2017 Credit Card Gold List · "The Most Innovative Credit Card Bank of the Year" and "The Most Internet Gene Credit Card Bank of the Year" and many other heavyweight awards. [5]