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How to spend the credit card?
Question 1: After the credit card is bound to WeChat and Alipay, how to use the mobile phone for credit card consumption? Some merchants of WeChat and Alipay can use the mobile phone to scan the code to pay, and choose to use the credit card when paying. It should also be noted that some small individual merchants also pay by scanning code, but do not use credit cards. Credit cards are supported by some department stores and supermarkets.

Question 2: How to calculate the interest after credit card consumption? If you spend 2000 yuan in the first installment, then your minimum repayment amount is 200 yuan. The daily interest rate is five ten thousandths.

For example, suppose your checkout date is the 7th, and then your repayment date is the 25th.

So you spent 2000 yuan from July 8th to August 7th, so you have to pay it back to 200 yuan at least before 25th, so that your credit will not be affected and credit stain will not be caused. The remaining 1800 is calculated at the interest rate of 0.5% per day. Calculate compound interest on a monthly basis.

If it is really impossible to repay 2000 yuan at one time, then at least the minimum repayment amount should be paid every month, and the balance should be calculated with principal and interest.

Full repayment is cost-effective, and everything else has interest. If you don't worry about this interest, pay it back in installments and pay it back in installments within the range you can afford.

At present, the single cluster card of China Merchants Bank has launched bill DIY, that is to say, as long as the bill of each period is higher than 1 000 yuan, you can choose to divide it into 3, 6 and 12 periods, and the handling fee for the 3 periods is 2.4%. For details, please consult 800820555.

Question 3: How to calculate the interest of credit card consumption? Credit cards are all interest-free during the interest-free period. Different banks have different interest-free periods, ranging from 18 days to 56 days.

Question 4: How much does a credit card cost? The debt is 4066.54, and the minimum repayment within 900 has been paid in the early stage; Full payment is 4066.54.

Question 5: How to use the credit card correctly to reach the longest repayment period of 50 days? Of course, the consumption on 25th is a 50-day interest-free period, the consumption on 26th is 49 days, and so on.

Question 6: How to calculate consumption by credit card? You can spend as much money as you swipe your card.

Question 7: How can I spend money without a credit card? Hello! Credit card consumption is not good

But you can pay online, but you need to know the expiration date and CVV2. I hope my answer is helpful to you! Thank you for your adoption, dear!

Question 8: How can credit cards be saved, not consumed and not restricted? If there are special problems in use, you can call the credit card center for temporary control, so that you can spend or withdraw cash without swiping the card, but you can pay back the money from the card.

But some banks have this function, and some banks don't. You must call for details.

See LZ supplementary question, only in this way can you supplement the answer.

Temporarily controlling or freezing the credit card means controlling the expenditure of the card, and the bank has to recover the overdraft. It will not control such a card to stop repayment. As long as the bank you use the card usually supports inter-bank repayment, the card in this state can still be transferred across banks.

Question 9: How to use WeChat credit card without transferring money? You can choose when to pay. With the continuous updating of WeChat version, WeChat has gradually changed from a simple chat application to a multifunctional integrated platform integrating media information, games and entertainment, life service and e-commerce. Wechat not only changed people's lifestyle, but also had a significant impact on the development of mobile Internet. There are more and more functions of WeChat city service.