When a credit card settles the bill for the first time, the minimum repayment amount is 10% of the total bill, and thereafter the minimum monthly repayment amount is 5% of the total bill. In addition, if you hold more than two credit cards of CITIC Bank at the same time, the minimum repayment amount of each period is the sum of the minimum repayment amount of each card you hold. Please refer to the actual display of each bill.