What to do if you cannot provide credit card consumption vouchers

1. If you do not have a credit card consumption voucher, you can present other valid vouchers to the merchant, such as shopping receipts, bills, bank statements, etc. to prove your consumption.

2. If your consumption is paid online, you can show the payment screenshot of Alipay or WeChat payment to the merchant to prove your consumption.

3. If your consumption is paid by cash, you can show the receipt to the merchant to prove your consumption. What should I do if I don’t have a consumption voucher for a consumer loan? You can try this!

;? With the advent of the Internet era, major banks and financial institutions have various consumer loans. In order to prevent borrowers from misappropriating funds for other purposes, banks will stipulate that they need to upload consumption records from time to time. certificate. In actual situations, borrowers often fail to provide valid consumption vouchers. So what should we do if there is no consumption voucher for consumer loans?

1. Why consumption vouchers are needed? Since consumer loans are widely used, once the funds are released, banking financial institutions cannot effectively control the flow of funds. However, the China Banking Regulatory Commission clearly requires banks to strictly monitor the use of borrowers' loans. To prevent borrowers from using money for house down payment, stock trading, gambling, etc., many banks failed to do these things and were fined. Therefore, banks will randomly check borrowers and require them to upload consumption vouchers. They can verify the user's consumption of the funds through the consumption time, amount, and location.

2. What should I do if there is no consumption certificate for consumer loans? 1. Check the bank requirements. Not all banks require uploading consumption vouchers, and even if there are requirements, not all borrowers need to upload them. They are usually randomly selected. You may not be drawn, so there is no need to prepare consumption vouchers. Just in case, it is best to keep the consumption voucher. 2. Explain the situation to the bank. First, use the voucher format required by the bank and prepare as much as possible. If it does not meet the requirements and there is no way to re-obtain the voucher, you can communicate with customer service and provide consumption records or other methods. The above is the relevant content on what to do if there is no consumption voucher for a consumer loan. You should develop the habit of retaining the consumption voucher to avoid unnecessary trouble when the time comes. When I borrow money from a bank, the bank requires me to submit a consumption voucher, but what should I do if I don’t have a consumption voucher?

For many people, when they borrow money from the bank, the bank will also ask them to provide some consumption vouchers. Because such people can judge the state of their own amount and can also see their own repayment ability. For such a consumption amount, if we do not have a consumption voucher ourselves, we can also go to some relevant departments to handle it, because after all, for our consumption, if we only need to ask for some relevant receipts, It is a proof for our consumption.

You can go to the consumption place to ask for it

And for some places like this, our consumption vouchers are usually kept for a long time. So for such a problem, if the bank asks us to provide consumption vouchers, if we don't have them, we can go to some places where we have consumed money to ask for them. Because for some places like this, it is more convenient if we ask for consumption vouchers, which allows them to retain our consumption vouchers and at the same time provide some evidence of our consumption.

You can also check it online

Also, you can check it through our online inquiries, such as some businesses on mobile banking, you can see our own consumption vouchers, and for Our consumption details can also be found intuitively at a glance. For some such certificates, it can indeed help us make some loans at the bank. And it is relatively convenient for us to borrow money. Such certificates can indeed provide us with very good convenience.

Let us be able to provide it during the reception. Some of our usual spending power can also be used to see our own repayment ability.

This allows banks to have an estimate of our spending power when lending money to us, and also have an understanding of the state of our daily lives. The bank requires a credit card consumption voucher. What should I do if I don’t have a voucher?

If you don’t have a voucher, you need to make a new one.

Proactively contact the bank customer service to explain that due to some reasons, the invoice or receipt was accidentally lost. If you haven't issued a receipt, you can make a supplementary receipt, and the POS machine can do it.

Types of vouchers for credit card consumption:

There are many types of vouchers for credit card consumption. Generally, as long as the cardholder uses the credit card to make purchases in daily life, various vouchers provided by the merchants will suffice. . It should be noted that no matter what kind of consumption voucher it is, it must match the consumption date, otherwise it will be considered by the bank as an invalid consumption voucher.