1. Application conditions for Minsheng Bank Cheche Credit Card

1. A natural person between 18 and 65 years old, with full capacity for civil conduct and repayment ability;

2. Have a stable career and income, and have the ability to repay principal and interest on time;

3. Good credit status, no bad credit record;

4. Car owners , or young people who want to buy a car can apply.

2. Application materials for Minsheng Bank Cheche Credit Card

1. Identity document: copy of the applicant’s (primary and supplementary card) identity document;

2. Work certification documents: a copy of the work certificate stamped with the official seal of the unit or the original work certificate issued by the unit, a work certificate (stamped with the unit's seal), a copy of the work permit (brand), the original company business card, business license or organization code certificate Copies (only applicable if the applicant is the legal representative/responsible person of the unit) choose one.

3. Documents proving financial resources: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the bank’s salary record showing the applicant’s name, or a copy of the income tax withholding voucher, or a self- Have a copy of the real estate certificate, etc.

4. Car certification documents: Since it is a credit card issued to car owners, it is best to provide a series of documents to prove the car purchase, including car insurance, car purchase certificate, etc. The more these supporting documents are, the higher the approval rate will be and the higher the amount will be.