1. Transfer money to individual (including one-card account, passbook account and credit card account) and enterprise account of China Merchants Bank in the same city. Under normal circumstances, the funds will arrive in real time, and there is no handling fee.

2. If the transfer is made to other bank accounts in the same city, it will generally arrive within 2 working days, and no handling fee will be charged; If you choose the fast arrival mode, under normal circumstances, the funds can arrive in half an hour, and there is no handling fee.

3. Remit RMB to the accounts, enterprises and institutions of China Merchants Bank in different places (including one card, passbook and credit card). Under normal circumstances, funds will arrive in real time; There is no handling fee.