First, choose the loan product that suits you.
Many online loan products only target specific groups, such as "white-collar loan" for white-collar workers, "beauty loan" for women and "credit card loan" for credit card holders. Before you take out a loan, you must first find a loan product that suits you or not.
Don't be "in a hurry to see a doctor", you need to borrow products regardless of the willy-nilly. After being rejected by many online lending channels, the probability of being rejected by other channels will be even greater.
Second, how to fill in the mobile phone number?
When asking for a loan, the mobile phone number provided must be authenticated by my real name. The longer it takes, the more expenses, the less arrears and the simpler the audit. If it is a new mobile phone number, it must be used normally for at least three months, and there is no record of arrears. Imagine, if a person often changes his number and can't even pay the phone bill, how can the online loan channel dare to lend money?
When asking for a loan, the mobile phone number provided must be authenticated by my real name. The longer it takes, the more expenses, the less arrears and the simpler the audit. If it is a new mobile phone number, it must be used normally for at least three months, and there is no record of arrears. Imagine, if a person often changes his number and can't even pay the phone bill, how can the online loan channel dare to lend money?
Third, job information filling skills
The name and address of the operating unit should be available online. If the operating unit is really small, at least ensure that the fixed telephone can be connected. The position and salary can be filled in higher. What if there is no operating unit? Find a friend with a work unit, and then ... let's call it a day. Business units are institutions, state-owned enterprises and famous enterprises, which are easier to review and have higher credit lines.
Fourth, reduce the authority of the loan APP.
Many loan apps acquiesce in obtaining various rights of mobile phones, especially Android phones. It is best to turn off the permissions that do not affect the normal use of the APP, especially the address book and SMS permissions. Although some loan apps have no clear tips, they will use the obtained address book and SMS as the basis for review. If there are bank dunning, online loan channel dunning, loan intermediary and other information, the loan success rate will be greatly reduced.
Verb (abbreviation of verb) provides proof documents.
Sesame credit score, Taobao account number, JD.COM account number and even Weibo account number have all become recognized auxiliary materials for many online lending channels. Especially the sesame credit score, some loan products can be easily applied as long as the sesame credit score is above 650. Taobao and JD.COM account numbers, the longer they are used, the larger the order amount, and the easier it is to request loans.