How about the Ping An Bank Car Owner Card? Are there any offers?

The Ping An Bank Car Owner Card is very good. I have one myself. I can enjoy various rights and benefits while swiping the card. The Ping An Car Owner Card is a credit card product carefully designed by Ping An Bank to meet the card needs of car owners. Its benefits are very real. I remember that the card currently comes with vehicle accident insurance worth RMB 1.1 million, roadside assistance 365 days a year, Consumption protection for 72 hours before card loss.

How about the Ping An Bank Good Car Owner Credit Card

The Ping An Good Car Owner Credit Card is an exclusive credit card issued for car owners. The products include platinum cards and gold cards. The product benefits are introduced as follows:

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1. Gold Card

Ping An Travel Insurance: Comprehensive travel protection is provided, covering aviation, trains, and travel accident protection, with a gold card with a maximum insured amount of 1 million;

2. Platinum Card:

① Domestic airport transfer service of 66 yuan: 6 times of airport transfer service of 66 yuan/year will be given in the next month after activation. Through "Pocket APP-Credit Card-My Rights-66 Domestic Transfer Make an appointment with "Aircraft Service";

② Ping An Travel Insurance: Free comprehensive travel protection, covering aviation, trains, and travel accident protection, with a maximum insured amount of 2 million for the Platinum Card.

Warm reminder: Starting from April 1, 2021, the rights of the Good Car Owner Gold Card have been slightly adjusted: the original rights of "the first payment reaches the standard to enjoy safe travel protection with an insurance amount of up to 1 million" have been cancelled, and have been adjusted to activity-based It will be carried out in a form, and customers can choose whether to participate in this activity. Customers whose cards are verified before April 1, 2021 (exclusive) will continue to enjoy safe travel protection with a maximum insured amount of up to 1 million during the validity period of subsequent cards. Any subsequent adjustments will be announced separately. Customers who have verified their cards after April 1, 2021 (inclusive) will participate in the Good Car Owner Gold Card activity according to the new rules.

You can log in to the Ping An Pocket Bank APP-Credit Card-One-click Card Application to learn the details of the car owner’s credit card and try to apply.

Is the Ping An Bank Car Owner Card good?

The Ping An Bank Car Owner Card can enjoy a 12% discount on refueling, as well as free roadside assistance and other services, which is relatively easy to use. Starting from the day after the main card of the Ping An Car Owner Card is first swiped, you can receive up to 1.1 million yuan in accident insurance for all vehicle personnel (only the cardholder drives the vehicle himself).

Driving accident accident medical insurance for all persons on the vehicle (including the driver) is up to 4,000 yuan per person. The insurance will take effect from 00:00 on the day after the first payment made by the main credit card of Ping An Bank’s car owners. The scope of card consumption that meets the insurance's effective conditions includes general consumption and cash advances, but does not include annual card fee collection and repayment transactions.

You can apply for free roadside assistance services (including accidents and non-accidents) within 30 kilometers each time from the day after the primary card is swiped. Emergency repair services (power connection, tire change, oil delivery, on-site emergency repair and water delivery) arrive in urban areas nationwide within 40 minutes.

Extended information:

If the main insured of the Ping An Car Owner Card is involved in a bicycle accident while driving the vehicle, the insurer will pay the insurance benefit according to 10 accidental death/accidental disability insurance benefits; If the insured violates road traffic safety laws and regulations and causes an accident while driving a vehicle, and if the traffic police department has clearly determined the accident liability ratio, the insurer will pay the accidental death/accidental disability insurance benefit according to (100-accident liability ratio) Pay insurance premiums.

Accident insurance is applicable to non-commercially operated private passenger vehicles (seven seats and below), excluding public vehicles, cargo vehicles, passenger and cargo vehicles, and motorcycles; if the number of people on the vehicle exceeds the above agreement If the vehicle's approved maximum number of passengers is exceeded, all persons on board will not be entitled to this coverage.

Ping An Bank - Car Owners Credit Card

Pros and Cons of Ping An Bank Car Owners Card

Advantages of Ping An Car Owners Card: 500,000 driver accident insurance protection, protection; highest Accident safety coverage of up to 500,000 yuan, allowing you to enjoy driving pleasure; accident insurance coverage of 100,000 yuan/person for relatives in the car, and one card to protect the car; accident medical coverage for 5 people in the whole car, with a maximum amount of insurance of 4, 000 yuan/person; unlimited free rescue within 30 kilometers.

In all provinces, cities, and regions across the country (excluding Hong Kong, Macau, and Taiwan for now), if your vehicle encounters problems while driving, you can apply for road assistance from this bank. The service scope includes: trailer towing, power connection service, and replacement within 30 kilometers. Tires, emergency water refilling, on-site repairs, emergency oil delivery and other rescue services are available all year round.

Disadvantages of the Ping An Bank Car Owners Credit Card: The annual fee is relatively high. Generally, the first-year annual fee is two hundred yuan. The annual fee will be incurred immediately after your card is activated. If you want to waive the annual fee for the next year, the consumption on the car owner's credit card or the car owner's all-in-one card credit account must exceed 30,000 yuan in the first year.

Ping An Bank’s car owner credit card has both advantages and disadvantages. Whether it is worth using depends on personal needs, because it was originally launched for private car owners. If your annual car consumption can usually reach about 30,000 yuan, , if you use the car a lot and use a lot of fuel, you can still apply.

This is the end of the introduction about whether Ping An Bank’s credit card for car owners is good and how good Ping An Bank’s credit card is for car owners. Did you find the information you need?