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Does CITIC Bank join the CBRC to check its academic qualifications?
Usually not.

Generally speaking, the salesmen in credit card centers have low academic requirements. As far as I know, many bank credit card salesmen are high school or even junior high school graduates. So get up when you think about it. However, there is a very real problem now, that is, more and more credit cards are applied through personal network. You have to decide whether you want to do this job or not and whether you can make achievements.

There is no connection between credit reporting and academic network. Credit information shows the academic information left by your first credit information, which is not only academic marriage, but also invisible.