Citibank is one of the largest banks in the United States, but in our country Citibank does not have many branches and issues even fewer credit cards. But there are still some friends who want to apply for a Citibank credit card. Let’s follow the editor to find out.
Citibank (Citibank, the Chinese name Citi comes from the habitual name of Shanghai residents for the bank) is a retail bank under Citigroup.
Citibank credit card application conditions
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Citibank requires principal credit card applicants to be adults over 18 years old with full capacity for civil conduct; they must have a stable career and have the basic ability to repay principal and interest. In terms of personal income, if you have a monthly salary of more than 7,000 yuan before tax, you can apply for a Citibank gift card; if you have a monthly salary of more than 10,000 yuan before tax, you can apply for a Citibank gift platinum card; Citibank strictly stipulates that credit card applicants must have good credit. Overdue or malicious default.
Applicants need to bring a valid personal identity document when applying for a Citibank credit card, such as: original or copy of ID card. Compatriots from Hong Kong and Macao need to provide mainland travel permit, Taiwan Compatriot Permit, passport, etc.; Applicants need Submit proof of employment and proof of income. If you want to pass the review quickly, you can also submit proof of your assets to the bank, such as real estate, cars, stocks, etc. Providing proof of income and proof of residence will help your application to be approved.
Citi credit card limit and annual fee
Citibank does not have a standard platinum card, but only gift credit card and gift credit card. The limit and annual fee of these two credit cards are as follows:
The Citibank Platinum Credit Card is the same as the common Platinum Card, with a limit of more than 50,000. The annual fee policy for the Citi Rewards Platinum Card is: the annual fee for the main card is 2,000 yuan/year, and the annual fee for the additional card is 1,000 yuan/card/year.
The annual fee for the main card of the Citi Rewards Card is 300 yuan. / year, the annual fee for the supplementary card is 150 yuan / year;
The Citi Dollar Card is exempt from annual fees; the annual fee exemption policy is: annual fees are waived in the first year, and the consumption of the main and additional cards is accumulated within one year If the card reaches 30,000 yuan, the annual fee for the main and additional card in the following year will be waived.
Summary; The above is all about Citibank credit cards, I hope it can help you.