The key is to convince the bank that you have the ability to repay. It is really difficult to apply for a credit card if you are not working, or if you meet the following conditions, it is relatively easy to apply for a credit card, mainly the middle one. \x0d\\x0d\ 18 years of age or older, ID card + proof of employment (preferably a large employer, a good employer, a stable employer) + no bad credit record (go to the bank to check the personal credit system of the People's Bank of China) \x0d\ Eight-year-old ID card + high-quality bank customer (star rating or high-level financial card) + no bad credit record (check the bank's personal credit system of the People's Bank of China) \x0d\\x0d\ The credit card limit is based on the information submitted by the bank. The comprehensive score is given with reference to items such as age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. One score range corresponds to one result, never From batch to batch, from low limit to high limit. After using the credit card for a period of time, you can also apply to increase the limit.