after the bank goes bankrupt, all the credit cards issued by the bank will be invalidated after the bankruptcy procedure. The insurance company will be responsible for paying the debts according to the insured amount, plus the money from auctioning the bank assets. If it is not enough, the remaining debts will become bad debts, that is, no one will pay the deposit, which is the so-called danger of deposit.

if it is a loan or overdraft owed to a bank, it still needs to be paid. It may only be paid to the bank's creditors through the court.