1. Choose to enable/disable the small secret-free function;
2. It is worry-free to open the Bank of Communications credit card, covering all the cards in the account, reminding in real time, 96-hour card loss guarantee, and the maximum claim for stolen credit card is 1,.
bank card theft can be divided into two situations: online and offline. (Telephone fraud is purely an IQ tax _, and there are many introductions about this, so I won't talk much about it in this article.) Most of the online scams are phishing websites, pseudo base station SMS, trap WiFi, etc. Offline is mainly copying the magnetic stripe and stealing the brush. Let's talk about online first. Phishing websites, pseudo base station messages, if you still have some IQ, you really won't be cheated in the face of these two scams.
Offline stealing. From the current situation, offline stealing mainly focuses on debit cards, which exist in the form of copying magnetic strips and recording passwords. Chip stealing basically does not exist because the cost of chip copying is too high. And many banks have no risk control over debit cards (credit cards are refused to be traded on high-risk machines). From this theme of Zhihu, we can see that chip cards are difficult to copy. The question is coming. Now debit cards are all equipped with chips and magnetic stripes. Why are they stolen? Because the main victim's debit card stolen at present supports downgrade transaction, this page is an introduction of downgrade transaction by China UnionPay.
from the introduction of China unionpay, it is reasonable to say that magnetic stripe cards are not allowed to be traded now, and merchants have basically replaced POS machines that support chip cards. To be honest, I really don't understand the specific reason. It may be that banks have set the conditions to allow degraded transactions in ATM transactions, and it may be that personal hand brushes are basically magnetic stripes. Undeniably, stolen brushes mostly exist in debit cards and are completed by copying magnetic stripes. Therefore, we can first set the card on our hand to close the magnetic stripe transaction, so as to prevent all the stealing of the copied magnetic stripe.